Commitment to Privacy
DWR Wealth Management, LLC considers the privacy of our clients to be fundamental to our relationship with our clients. We are committed to maintaining the confidentiality, integrity and security of clients’ personal information entrusted to us. Policies have been developed to protect this confidentiality, while allowing us to serve our clients needs.
What does DWR Wealth Management do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What
The types of personal information we collect and share depend on the product or service you have with us. This
information can include:
- Social Security number and risk
- Financial account balances, holdings, and transaction history
- Investment experience, income, and assets
When you are no longer our customer, we continue to share your information as described in this notice.
How
All financial companies need to share clients’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their clients’ personal information; the reasons DWR Wealth Management, LLC chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does DWR Wealth Management share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes—to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes—information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes—information about your creditworthiness | No | We don’t share |
| For affiliates to market to you | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
To Limit Our Sharing
To limit sharing, please contact us through our website contact form or call DWR Wealth Management at (408) 260-9600.
Please note that if you are a new customer, we can begin sharing your information 10 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
If you have any questions about the Privacy Policy or would like physical copy of the document, please contact us through our website contact form or call DWR Wealth Management at (408) 260-9600.
How does DWR Wealth Management, LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings, as well as other physical, electronic and procedural safeguards.
How does DWR Wealth Management, LLC collect my personal information?
We collect your personal information, for example, when you
-
- Sign an investment advisory agreement
- Open an account
- Request investment or financial planning advice
- Tell us about your investment or retirement portfolio
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
-
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under California state law.]
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include Dunham Associates CPAs, Inc.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- DWR Wealth Management, LLC does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- DWR Wealth Management, LLC does not jointly market.
California Residents
If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. To learn more about your California privacy rights under the California Consumer Privacy Act (CCPA), visit the CCPA Privacy Notice.
Accessing and Revising your Personal Information
We strive to keep our client information complete and accurate. We encourage you to review information on your accountstatements and notify us if you believe any information should be corrected or updated.
The practices and policies contained in this Privacy Notice replace all previous notices or statements with respect to the same subject. We reserve the right to change this Privacy Notice and any of the policies and procedures listed herein at any time. As part of our normal business practices, we distribute this notice annually or when significant changes are made to it.
Rev. 07/2024